2013 Basic Housing Allowance (BAH) Rates

2013 Basic Housing Allowance (BAH) Rates2013 Basic Housing Allowance (BAH) RatesBasic Housing Allowance rates for 2013 Enlisted without dependents Officers without dependents Enlisted with dependents Warrant Officers with dependents Officers with dependents Guard and Reserve Basic Allowance for Housing (BAH) provides uniformed Service members equitable housing compensation based on housing costs in local civilian housing markets within the United States when government quarters are bedrngnis provided. A uniformed service member stationed outside the U.S., including U.S. territories and possessions, bedrngnis furnished government housing, is eligible for Overseas Housing Allowance (OHA). The 2013 BAH rates took effect January 1, 2013 with an increase of an average of 3.8 percent. The updated BAH Rates are the largest average increase in four years according to defense officials. However, despite the overall average increase, approximately one in five drehorts will see a rate decrease . Members with dependents are seeing an average increase in BAH of approximately $60 per month. Veterans and their families using the Post-9/11 GI Bill are also seeing an average increase in their housing benefit, which is based on the BAH rate for an E-5 with dependents. In areas where rates have decreased, the decrease applies only to members newly reporting to those locations. Members are protected by individual rate protection which ensures that those already assigned to a given location will not see their BAH rate decrease, however, they will receive the increase if the rate goes up. This assures that members who have made long-term commitments in the form of a lease or contract are not penalized if the areas housing costs decrease. Three components are included in the BAH computation median current market rent average utilities (including electricity, heat, and water/sewer) and average renters insurance. Total housing costs are calculated for six housing profiles (based on dwe lling type and number of bedrooms) in each military housing area. Basic Allowance for Housing rates are then calculated for each pay grade, both with and without dependents. BAH enables Service members to live off-base comparably to their civilian counterparts, but it is not designed to titelbild all housing costs for all members. Actual expenses may be higher or lower based on a members choice of housing and where they live. Because members are free to make housing choices that best suit their needs, a member may choose to use all their housing allowance to rent for more expensive housing close to the duty station, or have a longer commute for either a larger or less expensive house in an outlying area. BAH is an allowance, and is therefore not subject to income taxes. You may also view past BAH rate tables 2012 BAH 2011 BAH 2010 BAH 2009 BAH 2008 BAH 2007 BAH 2006 BAH 2005 BAH 2004 BAH 2003 BAH Frequently Asked Questions Who is eligible for BAH?A member assigned to permanent d uty within the 50 United States, who is not furnished government housing, is eligible for aBasic Allowance for Housing(BAH), based on the members rank, dependency status, and permanent duty station ZIP Code. A member stationed overseas (except in Hawaii and Alaska), including U.S. territories and possessions, who is not furnished government housing, is eligible for anOverseas Housing Allowance(OHA) based on the members dependency status. If a member with dependents (except for a member paying child support) is serving an UNACCOMPANIED overseas tour, the member is eligible for BAH at the with-dependent rate, based on the dependents U.S. residence ZIP Code, plus FSH at the OCONUS PDS, if the member is not provided government housing overseas. I looked up the current year BAH amount for my grade and ZIP Code and its less than I was getting last year. Am I going to lose money?No. BAH rate protection keeps an individual from having a reduction in BAH as long as the individual maintains uninterrupted eligibility for BAH. This means an individual is authorized the 1 January rate for the individuals grade and location or the housing allowance being paid on 31 December of the previous year, whichever is larger. Can I ever loserate protection?Three separate circumstances may lead to a change in your status that interrupts your eligibility for the allowance, and then, only if the published allowance for your grade and location is less than what you are getting now.First, and most common, a decrease occurs when you PCS to a location at which the housing cost is less than at your currentduty station. At the new duty station you get a lower housing allowance, but you should be no worse off, because the allowance is driven by the housing costs there. Second, if you are demoted, your housing allowance reverts to the then-current published table of allowances for your lower grade. Promotions do not lower your housing allowance. Third, if your dependency status changes (from with-dependent to without-dependent, or vice versa), your housing allowance is determined by your new dependency status and the then-current publishedtable of allowancesfor your grade. If, in a given year, I lose rate protection, am I protected from further decreases in the following year(s)?Yes. An individual is authorized the larger of (a) the January 1 published BAH for grade and location or (b) the housing allowance being paid on December 31. Does rate protection keep me from getting rate increases?No. An individual is authorized the largerof(a) the January 1 published BAH for grade and location or (b) thehousing allowancebeing paid on December 31. If I get promoted, do I get the protected BAH amount for my new pay grade?No. If you are promoted, your BAH rate is the then-current published BAH for your new (higher) grade, with the following exception. If you get promoted, and are in a location where the current published BAH for your new grade is lower than the BAH amount you wer e receiving before, you continue to receive the higher BAH amount. Will I see big changes in housing allowances on January 1?Typically changes in housing allowances are modest. Allowances reflect the costs associated with household rental. Generally, rental prices change between 2%-5 percent from year to year, with hot markets changing 5%-10%. Housing allowances typically change accordingly. I still have some out-of-pocket expensesYes, some members at a location may have out-of-pocket expenses. BAH rates are set at the median for each grade and housing profile. For a given individual, an out-of-pocket expense may be incurred based on the actual housing choice. If a member rents above the median rate for the grade/profile, that member incurs out-of-pocket expenses. For example, if a member lives in a 3-bedroom townhouse with lease and utilities that cost $1,200, and the median cost for that dwelling in the area is $1,100 that member has out-of-pocket expenses of $100. The opposite i s true for an individual who chooses to occupy a less expensive residence. Only a member whose housing costs are exactly at or below the median will have no out-of-pocket expenses. The BAH for my grade doesnt begin to cover my mortgage paymentBAH is based on rental data. A homeowners monthly mortgage payment is not used in the computation because the monthly cash outlay of a homeowner is not a good indicator of the economic costs of home ownership. The variables needed to compute this include such difficult to measure factors as the expected appreciation in the value of the residence, the amount of down payment, theopportunity costsof interest from down payments, settlement costs, and the tax savings due to the interest and tax payments deduction. Therefore, BAH reflects the current rental market conditions not the historical circumstances surrounding various mortgage loans. What is the source of BAH rental data?Current data is obtained from multiple sources, employing a checks and balances approach to ensure reliability and accuracy of data. Current residential vacancies, identified in local newspapers and real estate rental listings, are an important, but not our only, source of data. Vacancies are selected at random, and subjected to a multi-tiered screening process to ensure accuracy and reliability. Telephone interviews establish the availability and exact location of each residential unit sampled. The sample is designed to obtain a statistical confidence level of 95 percent or higher. Yellow page listings of apartments and real estate management companies are employed to identify units for rental pricing. It is also common to consultreal estateprofessionals in a locality to obtain important confirmation and additional sources of data. When available, fort/post/base housing referral offices are contacted to tap local military expertise and gain insights into the local concerns of uniformed members. Finally, DoD and the Services conduct on-site evaluati ons at various locations to confirm and ensure reliability and accuracy of the cost data. Future enhancements include examining potential world wide web uses as well as housing data available from other government agencies. What is included in median housing costs?Current market rent, average utilities and renters insurance. Doesfamilysize make a difference?No. Although BAH distinguishes between with-dependent and without-dependent, the with-dependent compensation is based on comparable civilians using average family size. Why does someone living in another city get more BAH than I do, when it seems to me that housing is more expensive here?Accurately determining if one location has more expensive rental markets than another is a scientific and statistical exercise. Sometimes, individuals rely on limited personal experience or newspaper and magazine articles to make that judgment. What is BAH-Diff?BAH-DIFF is the housing allowance amount for a member who is assigned to single-type q uarters and who is authorized a BAH solely by reason of the members payment of child support. A member is not authorized BAH-DIFF if the monthly rate of that child support is less than the BAH-DIFF amount. The BAH-DIFF amounts, originally calculated in 1997, are updated annually based on changes in the Basic Pay tables. For more information contact your servicing finance office or consult JFTR, par. U10008. I amdivorced with children, what is myBAH allowance?It depends on whether or not you have legal and physical custody of your children, pay child support, and/or live in single-type government quarters. If you have legal and physical custody of your children, then you are authorized BAH at the with-dependent rate if not assigned adequate family-type government quarters. If your former spouse has custody and you are paying adequate child support (at least in an amount of yourBAH-DIFF rate) you are authorized BAH at the with-dependent rate if not in government quarters or BAH-DIFF if assigned single-type government quarters.

5 Things 1099 Employees Need to Know About Taxes

5 Things 1099 Employees Need to Know About Taxes5 Things 1099 Employees Need to Know About Taxes We are now in the era of the 1099 worker. Whether you head to your employers office or spend most of your time working from home, being a private contractor provides freedoms you may notlage get from traditional employment. With that freedom, however, comes great tax responsibility. Private contractors and self-employed individuals must learn how their new employment status affects their tax filing, how much they pay in taxes and when they pay. Mistakes in any of ansicht areas can cost you hundreds or thousands of dollars - which is why we reached out to tax experts to generate a list of five invaluable tax tips for freelancers and private contractors. Curt Mastio, a CPA who runs Founders CPA and teaches at Northwestern University, said that before figuring out ways to nail your taxes every year, you have to become familiar with the differences between your old W-2 work and your new life as a 1099 worker.The biggest change You are now responsible to pay estimated taxes and your social security payments. As someone employed by a company and receiving a W-2, your employer is withholding a certain amount of your paycheck each pay period and remitting that on your behalf, Mastio said. When you become self-employed , no one is doing that on your behalf.Therefore, he said, you are responsible for making quarterly income tax payments. These payments are the governments way of making sure youre paying what you should pay ahead of time. There was a time when you had to mail in your quarterly payments but thankfully, the IRS has made it possible to pay your quarterly taxes (also known as estimated taxes) through their website. In fact, you have the option of paying your quarterly taxes every month. If youre someone who struggles to budget properly and have a spend it while youve got it mindset, submitting on a monthly basis can be helpful, Mastio said.Self -employment tax has the potential to be confusing because at first glance, it seems like it would be the tax you pay for being self-employed. However, according to the United States tax code, self-employment tax encompasses your FICA payments, which are cash contributions to the nations Medicare and social security coffers. As a W-2 worker, your employer pays half of your FICA (7.65 percent) and you pay the other half. Just like your income tax, both your and your employers FICA payments are made automatically. When you become self-employed, youre on the hook for the full 15.3 percent since,in this instance, you are both the employee and the employer, Mastio said.Failure to understand this can lead to not setting aside enough cash at the end of the year to cover your self-employment tax obligations.With these two new shifts in your tax obligations, you might be wondering, How do you estimate your income and self-employment tax payments?If its your first year as a 1099 worker and you dont have a CPA doing your taxes, Chelsea Krause, an accounting expert at business financial site Merchant Maverick , says the IRS Self-Employed Individuals Tax Center is your home for understanding how much you might have to pay. The page has a link to the 1040-ES, which is a worksheet that will tell you, based on your income for the past three months, how much you need to pay for the quarter. The worksheet takes about 10-15 minutes to complete. In the event that youve filed as a 1099 worker the previous year, then Dave Du Val, an Enrolled Agent with TaxAudit.com , says the following percentages are the governments guide for how much you should save If possible, make up any shortfall in the taxes you owe by increasing estimated tax payments as soon as you are making more than you expected, Du Val said.Tax experts across the board emphasized the importance of responsible saving so that youve got enough cash stored up to meet your tax obligations each quarter and at the e nd of the year. Krause says many freelancers and private contractors entrap themselves in a pay with the next check type of mentality. As a 1099contractor, it can be easy to see your whole check as usable money and to convince yourself youll put more into your tax savings next check, Krause said. Doing this is incredibly difficult to recover from and is a very slippery slope. She and Mastio suggest opening a separate savings account into which you can deposit money youll use for your tax payments. Make it a priority and build it into your monthly budgeting. If it has been a problem in the past, simply open up a separate bank account and transfer 25-30 percent of each months earnings to this account and use that account to make your quarterly tax payments, Mastio said. You may end up over-estimating your payments, but at least you avoid the headache and panic of setting aside too little.If youve got the resources to pay for tax software or a tax professional, doing so will save yo u tax-related time, stress and energy each month, experts say. Its easy to become overwhelmed with keeping track of client appointments, doing client work and following up to make sure that you get paid, said Crystalynn Shelton, a CPA and a tax analyst at Fit Small Business . Accounting software like QuickBooks Self Employed makes it easy for you to bill your clients, accept online payments and track expenses. When you can keep track of your income, you get a better read on how much you owe in taxes. From there, you can use tax software from companies like QuickBooks to estimate your quarterly tax payments. Should the thought of DIYing your taxes intimidate you, hiring a tax pro could be your best option.The benefits, said fruchtfleisch Steber, chief tax officer at Jackson Hewitt Tax Service, are significant both for accurate tax payments and maximizing deductions. Self-employed workers have some of the richest and best tax rules if you know where to find them, Steber said. The best way to get the most from your return is to speak with a tax pro to ensure youre getting all of your deductions and credits.J.R. Duren is a personal finance reporter at HighYa.com , where he covers credit cards, credit scores, student loans and more. He is a three-time winner at the Florida Press Clubs Excellence in Journalism contest.

The History of American Military Rank

The History of American Military RankThe History of American Military RankIn the U.S. Military services, rank determines who gets to tell whom what to do. The higher ones rank, the more authority, and responsibility they have. U.S. Military personnel fall into one of three categories Enlisted Members,Warrant OfficersCommissioned Officers Warrant officers outrank all enlisted members, and commissioned officers outrank all warrant officers and enlisted members. Rank and pay grade are closely associated terms, but elend quite the same. Pay grade is an administrative classification, associated with a members pay. Rank is a title and denotes the members level of authority and responsibility. An E-1 is the lowest enlisted pay grade. That persons rank is a Private in the Army and Marine Corps, an Airman Basic in the Air Force, and a Seaman Recruit in the Navy and Coast Guard. Its also worth noting that in the Navy and Coast Guard, the term rank is not used among enlisted Sailors. The prope r term is rate. Through the ages, the badge of ranks has included such symbols as feathers, sashes, stripes, and showy uniforms. Even carrying different weapons has signified rank. The badges of rank have been worn on hats, shoulders, and around the waist and chest. Revolutionary War The American military adapted most of its rank insignia from the British. Before the Revolutionary War, Americans drilled with militia outfits based on the British tradition. Sailors followed the example of the most successful navy of the time the Royal Navy. So, the Continental Army had privates, sergeants, lieutenants, captains, colonels, generals, and several now-obsolete ranks like the coronet, subaltern, and ensign. One thing the Army didnt have welches enough money to buy uniforms.To solve this, Gen. George Washington wrote, As the Continental Army has, unfortunately, no uniforms, and consequently many inconveniences must arise from not being able to distinguish the commissioned officers from the privates, it is desired that some badge of distinction be immediately provided for instance that the field officers may have red or pink colored cockades in their hats, the captains yellow or buff, and the subalterns green. Even during the war, rank insignia evolved. In 1780, regulations prescribed two stars for major generals and one star for brigadiers worn on shoulder boards, or epaulets.The use of most English ranks carried on even after the United States won the war. The Army and Marine Corps used comparable ranks, especially after 1840. The Navy took a different route. Evolving Rank Structure The rank structure and insignia continued to evolve. Second lieutenants replaced the Armys coronets, ensigns, and subalterns, but they had no distinctive insignia until Congress gave them butterbars in 1917. Colonels received the eagle in 1832. From 1836, majors and lieutenant colonels were denoted by oak leave captains by double silver bars, or railroad tracks and first lieutena nts, single silver bars. In the Navy, Captain welches the highest rank until Congress created flag officers in 1857 before then, designating someone an admiral in the republic had been deemed too royal for the United States. Until 1857, the Navy had three grades of captain roughly equivalent to the Armys brigadier general, colonel and lieutenant colonel. Adding to the confusion, all Navy ship commanders are called captain, regardless of rank. Civil War With the onset of the Civil War, the highest grade captains became commodores and rear admirals and wore one-star and two-star epaulets, respectively. The lowest became commanders with oak leaves, while captains in the middle remained equal to Army colonels and wore eagles. At the same time, the Navy adopted a sleeve stripe ordnungsprinzip that became so complex that when David Glasgow Farragut became the services first full admiral in 1866, the stripes on his sleeves extended from cuff to elbow. The smaller sleeve stripes used t oday were introduced in 1869. Chevrons Chevrons are V-shaped stripes whose use in the military go back to at least the 12th century. It was a badge of honor and used in heraldry. The British and French used chevrons- from the French word for roof- to signify thelength of service. Chevrons officially denoted rank in the U.S. military for the first time in 1817, when cadets at the U.S. Military Academy at West Point, N.Y., wore them on their sleeves. From West Point, chevrons spread to the Army and Marine Corps. The difference then was chevrons were worn points down until 1902when Army and Marine Corps enlisted personnel switched to the present points up configuration. Navy and Coast Guard petty officers trace their insignia heritage to the British. Petty officers were assistants to the officers aboard ship. The title wasnt a permanent rank and the men served at the captains pleasure. Petty officers lost their rank when the crew was paid off at the end of a voyage. New Ranks, N ew Insignias In 1841, Navy petty officers received their first rank insignia- an eagle perched on an anchor. Ratings, or job skills, were incorporated into the insignia in 1866. In 1885, the Navy designated three classes of petty officers first, second and third. They added chevrons to designate the new ranks. The rank of chief petty officer was established in 1894. During World War II, the Army adopted technician grades. Technicians of a given grade earned the same pay and wore the same insignia as equivalent noncommissioned officers except for a small T centered under the chevrons. Technicians, despite the stripes, had no command authority over troops. This evolved into the specialist ranks, pay grades E-4 to E-7. The last vestige today survives plainly as specialist, pay grade E-4. When there were such people as specialists 7, they wore the current eagle symbol surmounted by three curved gold bars often called bird umbrellas. When the Air Force became a separate service in 194 7, it kept the Army officer insignia and namesbut adopted different enlisted ranks and insignia. Warrant officers went through several iterations before the services arrived at todays configuration. The Navy had warrant officers from the start- they were specialists who saw to the care and running of the ship. The Army and Marines did not have warrants until the 20th century. Rank insignia for warrants last changed with the addition of chief warrant officer 5. The Air Force stopped appointing warrant officers in the 1950s and has none on active duty today. Other Rank Facts Ensigns started with the Army but ended with the Navy. The rank of Army ensign was long gone by the time the rank of Navy ensign was established in 1862. Ensigns received gold bars in 1922, some five years after equivalent Army second lieutenants received theirs.Lieutenant comes from the French lieu meaning place and tenant meaning holding. Lieutenants are placeholders. The British originally corrupted the Fre nch pronunciation, pronouncing the word, lieuftenant, while Americans (probably because of French settler influence) maintained the original pronunciation. While majors outrank lieutenants, lieutenant generals outrankmajor generals. It comes from British tradition Generals were appointed for campaigns and often called captain generals. Their assistants were, naturally, lieutenant generals. At the same time, the chief administrative officer was the sergeant major general. Somewhere along the way, sergeant was dropped.Gold is worth more than silver, but silver outranks gold. It is because the Army decreed in 1832 that infantry colonels would wear gold eagles on an epaulet of silver and all other colonels would wear silver eagles on gold. When majors and lieutenant colonels received the leaves, this tradition could not continue. So silver leaves represented lieutenant colonels and gold, majors. The case of lieutenants is different First lieutenants had been wearing silver bars for 80 y ears before second lieutenants had any bars at all. Colonel is pronounced kernal because the British adopted the French spelling colonel but Spanish pronunciation coronel and then corrupted the pronunciation.While rank insignia is important, sometimes it isnt smart to wear them. When the rifled musket made its appearance in the Civil War, sharpshooters looked for officers. Officers soon learned to take off their rank insignia as they approached the battle line.The Air Force took a vote on their enlisted stripes. In 1948, then-Air Force Vice Chief of Staff Gen. Hoyt Vandenberg polled NCOs at Bolling Air Force Base in Washington, and 55 percent of them chose the basic design still used today. When the Air Force became a separate service in 1947, it kept the Army officer insignia and namesbut adopted different enlisted ranks and insignia.

Capital Typing Work at Home Jobs

Capital Typing Work at Home JobsCapital Typing Work at Home JobsCapital Typing business process outsourcing company based in South Carolina offers a variety of services to its clients and hires freelancers orindependent contractorsto perform them. These services include transcription, data entry, market research, translation, online customer hilfestellung, editing and secretarial services. The company believes strongly in the strengths of telecommuting workers and uses work-at-home freelancers in many positions. Types of Work-at-Home Opportunities at Capital Typing As is typical with BPOs, Capital Typinghires independent contractors, bedrngnislage employees, for its home-based jobs. Typically, independent contractors in these types of positions are paid a per piece rateper audio hour transcribed or per word- not an hourly rate, so there is no guarantee of aminimum wage. There is also no guaranteed of how much work you might receive from the company. Listed below are the types of home-based opportunities described on the companys website. However, the company may not be hiring all or any of these types of positions at a given time. Secretarial services - People in these positions provide administrative office support for individuals and large corporations who are the companys clients. Work includes digital dictation, writing, and editing.Transcription - Transcribers do medical, legal and general transcription, as well as captioning of movies and TV shows.Data entry - The work these operators do might include data extraction, research, database development and management, direct mail and marketing services.Online customer support - These customer service professionals provide services which include email response management, live customer support, and chat-based customer service. The work may include bookkeeping, proofreading, client list building and refinement and online marketing tasks for small businesses and restaurants. Bilingual positions - People with dual language skills are needed fortranscription and customer support positions.Web design - applicants with a web developer background can be assigned to website building and design for a client. They may create and update the clients social presence.Foreign language translation - The company offers translation services in English, French, German, Spanish, Chinese, Arabic, Russian and Portuguese How to Apply to Capital Typing Contact the company, request information and apply for its home-based positions directly at thecompanys employment page, which lists any current openings and encourages applicants to apply for future employment opportunities if none are currently available. The company lists links to its social media network on the website, but those sites arent maintained. If the company considers you for a position, a Capital Typing representative will contact you to fill out paperwork, which includes a confidentiality agreement. Then, you are scheduled for a Skype inte rview. If you consistently meet deadlines and quality standards, you may be considered for advancement to a higher position, such as project manager or reviewer. Independent contractors who have worked for the company say they enjoy the flexibility to maintain their schedule and report that company supervisors are available and ready to assist or train when needed. Disclaimer Ads for home-based jobs or business opportunities on this web page are not necessarily legitimate. These ads are not pre-screened and appear on the page due to having similar keywords to the text on the page.

Microfluidics Speeds Up Genetic Engineering

Microfluidics Speeds Up Genetic Engineering Microfluidics Speeds Up Genetic Engineering Genetic engineering is a little tricky, especially when it comes to transferring foreign DNA into delicate cells without destroying them. The current approach uses a process called electroporation, which exposes cells to a magnetic field. The magnetic field is adjusted until the ideal field strength is reached the magnitude at which the pores in the cell membrane open just enough to let in the foreign DNA, and then close back up again without damaging the cell. It can take months, and even years, of painstaking experimentation to find the right field strength.This time-consuming and frustrating process may soon be dramatically shortened, thanks to a new microfluidic device developed by Cullen Buie, an associate professor of mechanical engineering at the Massachusetts Institute of Technology, and his research team. The device can quickly determine the sweet spot in the electric field the range of e lectric potentials that will temporarily open up the pores in the cell membrane. So far results have been very promising.Were trying to reduce the amount of experimentation thats needed, says Buie. Our big vision for this device and future iterations is to be able to take a process that usually takes months or years, and complete it in a day or two.An artists rendition of DNA entering bacteria. Image Nicolle Fuller / MITHow It WorksBuie got the idea for the microfluidic device after discussions with several genetic engineers who were lamenting how electroporation takes so much time. The device consists of a channel created using a soft lithography process. The channel narrows in the middle. When an electric field is applied to the device, the channels geometry causes the field to exhibit a range of electric potentials, the highest occurring in the narrowest part of the channel. Cells that flow through the channel are subjected to the same range of electric potentials. A fluorescent marker, which lights up in the presence of the cells DNA, is added to the solution. When a cells pores are opened by a particular electric field, the markers enter the cell and lights up in response to the cells own genetic material. Researchers then mark the location of each fluorescent cell along the channel to identify the value of the electric field that triggers the opening of the membrane pores.Using one experiment, you can test a range of electric fields and get some information almost instantly, in terms of whether theres been something successful in opening pores, Buie says. So now, in your searching process, you dont need to groe nachfrage a bunch of different experiments and test different electric fields separately. You can do it in one go, and it literally lights up.In another test, the researchers applied an electric field to bacterial cells in the presence of DNA encoded for antibiotic resistance. The cells were then removed from the device and placed on a separate pl ate with antibiotics. Results showed that the cells were able to reproduceproof that the antibiotic-resistant DNA was successfully taken into the cells, without any cellular damage.This device allows genetic engineers to measure the extremum electric field that opens pores in an organism, and does so in less than one second, says Buie.Sometimes a breakthrough doesnt have to be complicated.Perhaps the most surprising aspect of this work is that nobody had tried it before, he adds. The concept for our device is rather straightforward when we show it to most people in the field, they immediately get the idea and often wonder, Why didnt I think of that?Moving ForwardPrior to this discovery, successful electroporation could take months or years. Now the potential exists to reduce it by at least an order of magnitude. It also boosts the probability of cell survival by identifying the minimum electric field needed to open pores in an organism. Being able to apply the minimum electric field makes it more likely that a majority of the cells will remain viable, says Buie.Roughly one percent of bacteria grown in the lab can be genetically reprogrammed using electroporation. Buie hopes his work will result in making more bacteria available for genetic manipulation for diverse applications including cancer treatment, antibiotics, and bio-based materials.We hope our research will have widespread fundamental and applied implications, he concludes. On the fundamental side, this work will allow microbiologists to determine how genetics influence microbial physiology. With respect to applications, the research and commercial communities will have a larger number of bacteria available for genetic manipulation. The direct result is that there will be a broader range of technical problems that can be solved using biological engineering.Mark Crawford is an independent writer.Learn about the latest trends in medicine and biology at ASMEs Global Congress onNanoEngineering for Medicin e and Biology. For Further Discussion This device allows genetic engineers to measure the minimum electric field that opens pores in an organism, and does so in less than one second.Prof. Cullen Buie, Massachusetts Institute of Technology

New Ideas Into Node Js Resume Never Before Revealed

New Ideas Into Node Js Resume Never Before Revealed Getting Support Support for Maven is offered in an assortment of unique forms. Creating a resume with the aid of a template can surely help you truly feel mindful of the work application areas that you ought to fill up. PHP has a lot of contemporary frameworks too. PHP is unique in that it was constructed for the internet, not adapted for it, and remains the most popular language on the net. Choosing Node Js Resume Is Simple Make sure that your resumes and titel characters have the same kind of quality papers and published using precisely the identical sort of printer or ink. As a way to keep an eye on unique uploads happening at the exact same time, we must bring a variable to put away everything. When you convert images you may enhance the grade of the OCR algorithm. Lastly, its almost always a very good point to understand your logging platform and its features. A step-through debugger (also referred to as an interac tive debugger or merely debugger) is an effective tool which can be quite handy whenever your application isnt behaving how you expect. If you arent as fortunate in your app, as I was in my sample app, you may have to examine the internal constructors (for example, strings) and attempt to work out exactly whats causing the memory leak from that point. Imagine youve got an app with a great deal of memory leaks. Operational errors arent bugs. If youre using any evented code or code that handles streams, there ought to stay an error handler ready to do something. A debugger permits us to halt the code the moment it gets to where you suspect an issue of logic or implementation, and to investigate whether its really doing what you thought it would. MySQL will also quit executing any remaining statements once an error occurs. There are a lot of job sites to select from that it is possible to choose from, as well as job search tools known as job finders. Generally speaking, the s tructure of the majority of resumes is fairly similar. If you wish to find a fresh job, the net is an incredible resource. Templates are thought to be somewhere to begin the challenging procedure for producing your curriculum vitae. Employing a continue template is currently an acceptable and smart practice for many explanations. The Key to Successful Node Js Resume The platform doesnt need various compilers or converters. Consequently, debugging a part of the software testing procedure and is an integral portion of the whole software development lifecycle. Without a suitable comprehension of its workarounds, developers wont be in a position to carry out suitable actions. Back-end developers produce and keep the whole back-end function outlined above. Actually, its really merely a wrapper around Nodes built in http module, and that means you can achieve all the exact same functionality by yourself with http, but request just makes it a good deal simpler. Any MIME type of i nformation is permitted, and files might be up to 5 TB in dimension. When you have modules which are in the conventional CommonJS module format, then it is easy to convert them to work with RequireJS. A multipart upload request enables you to send metadata in addition to the data to upload. Recommendations to compose the earning resume titelseite letter will certainly help you in the job hunt. The very first and frequently the most convincing resume chapter is summary. You will be able to write an outstanding cover letter getting into another. Theres no normal cover letter. A good cover letter is equipped to create the application stick out from the audience. You must conclude youve given your special call info. Using Node Js Resume There are lots of tutorials offered for Node.js. Its possible to learn not just a structure but also some effective phrases and locate an ideal template to borrow. StatsD tags ought to be a comma-separated list of strings your backend can decod e. Lots of the templates are in PDF format and a number of them are in Word format.

Soft Skills Are The New Black

Soft Skills Are The New Black Soft Skills Are The New BlackPosted September 24, 2019, by EleshaWant to move yur career forward in leaps and bounds? Weve got two words for you soft skills.What Are Soft Skills?Soft skills are the intangible qualities and personality traits that help you communicate and work with your colleagues, teammates and clients effectively. A few examples of soft skills include leadership, communication skills, problem-solving abilities and work ethic.Unlike technical skills, soft skills (also known as people, interpersonal or social skills) arent specific to a particular role or industry like bookkeeping or plumbing. Soft skills can be applied across all industries, workplaces and life in general Hone your soft skills and you can give yourself a unique selling point that sets you apart from the herd.Why Are Soft Skills Important?Technical skills are crucial - an employer wouldnt hire a social media marketer whos never used Instagram before, right? Or a construct ion manager who cant manage a project budget.That said, soft skills are mora important now than ever.LinkedIns2019 Global Talent Trends report revealedemployers are increasingly looking for soft skills. 91% of companies a lack of soft skills as an issue and 80% of companies were struggling to find better soft skills in the market.Soft skills could be what gives you the edge over another candidate in a job interview. Or lands you the aufsteigen instead of your colleague.Lets take Anna and Paul for example.Both are accountants with the same technical knowledge, the same amount of experience and the same qualifications.However, Paul is a much better communicator and team player than Anna.Hes also more motivated and brings solutions to his boss, rather than just the problems like Anna does.Who do you think is more likely to be tapped on the shoulder for the team leader promotion?Work isnt just about getting the work in front of you done. To really thrive and get ahead, you need to exist peacefully with co-workers (even the hellish ones), solve problems creatively, be upbeat and efficient and come up with ideas to improve the business.8 Of The Best Soft Skills For Your CareerSo, what exactly are the best soft skills to have? If you demonstrate capability in these areas, your star will definitely shine brighter.LeadershipLeadership skills arent only for managers or team leaders. You dont need to have a CEO position in your sights to demonstrate this important soft skill. Employers look for those who can guide teams, help innovate solutions, and make smart decisions when the situation calls for it.Communication skillsIf you communicate effectively with your colleagues, managers and clients youll be a valuable asset to an organisation.Time ManagementWhen there is limitless work and limited time (which is like, always) your boss, or future employer, is going to love that you know how to use time wisely. Organising each day helps you to complete work on time and gives y ou the chance to spend time on creative problem solving and long-term goals - not just getting through your to-do list.Conflict ResolutionEven the best workplaces arent immune to conflict. Your ability to resolve conflict quickly and effectively - especially when dealing with multiple parties - will impress your boss and gain the respect of your colleagues.Being A Team PlayerTwo heads are better than one.Its important to be able to work with a diverse group of people in a supportive, cooperative way. Working as a team lets everyone build on each others talents. While your strength may be creative thinking, a coworker might shine in project planning.Work EthicHaving a strong work ethic means youre dedicated to the organisation its goals and values and are determined to get things done. This establishes you as someone who is dependable and accountable - two traits that can definitely move you ahead faster.Self-MotivationSelf-motivation means looking beyond the bare minimum of work req uired and doing more to progress things faster. You set and stick with goals and your boss loves you because you dont need constant handholding or reminders about what tasks need to be done.Problem-Solving SkillsNo matter the industry youre in, great problem-solving skills will come in handy. Every workplace meets problems and developing your skills to figure out solutions quickly, creatively and cost-effectively will definitely give you a distinct edge.How To Build Your Soft SkillsGiven how important they are, its worth investing time in developing your soft skills and levelling up in any areas you might be struggling with. Maybe your communication skills are fantastic but time management? Hmmmm...less than stellar.Here are a few ways to build your soft skills -Take a courseEnrolling in a leadershipor management course will teach you the skills you need to lead effectively and manage people and projects, including those intangible soft skills needed to persuade, influence and inspi re teams.You could consider taking shorter workshops too on soft skills such as time management, communication and conflict resolution.Focus on teamworkYoure aligned with the team when you can adapt as needed to contribute and commit to its goals. Take notice of your colleagues moods and if they seem uncharacteristically stressed or anxious, ask what you can do to help.ReadThere are SO many insightful business and personal development books out there to help you hone areas like organisation, planning your day and dealing with teams (whether youre a leader or a team member yourself) and personal motivation.Some titles to get you started - Dare to Lead Brave Work. Tough Conversations. Whole Hearts-Bren Brown and Smarter, Faster, Better - The Secrets Of Being Productive In Life And Business - Charles DuhiggCheck out our list of 21 Job Skills That Will Increase Your Salary.Advanced Diploma of Leadership ManagementStudy modezugreifbarPayment optionsPayment planUpfront paymentCourse guid e+ FREE eBrochureEnquire Online Enquire OnlineManagement ResourcesOperations manager sample resumeOperations manager sample cover letterCareer Insider StoriesJustin Hillberg - General Manager at SurfStitchBelinda Lyone - COS General ManagerArsalan Ali - Woolworths Trainee ManagerInterested in becoming a?Human Resources OfficerGeneral ManagerBusiness ManagerAccountantOffice AdministratorPopular Career Searcheswhy are you applying for this position answersnegotiation skillswhat are the techniques for effective time managementtime management skillsmy new career coursesManagement CoursesBachelor of Construction ManagementEnquire Online Enquire OnlineAdvanced Diploma of Leadership and ManagementEnquire Online Enquire OnlineBachelor of Applied Business (Management)Enquire Online Enquire OnlineGraduate Certificate in Business AdministrationEnquire Online Enquire OnlineEleshaRelated ArticlesBrowse moreBusinessEMPLOYER RESOURCESManaging your business workforce is key to survivalThe economic slowdown has forced many businesses to take a good hard look at themselves how they operate, their business models, and how their employees perform.Career progressionPay/Salary10 High-Paying Jobs You Wont Need A Degree ForDidnt go to uni? Dont have a degree? Dont let that hold you back. Vivien takes a closer look at 10 career paths that will have you swimming in dough, not drowning in HECS debt.BossCoworkersHow To Deal With A Bad EmployeeOne toxic personality or underperformer can bring the whole team down. Its your job as a leader to deal with a bad employee quickly (and legally) before things spiral out of control. Check out our tips for dealing with the trouble maker or poor performer in your team.

Richer Millennials likely to listen to classical music

Richer Millennials likely to listen to classical musicRicher Millennials likely to listen to classical musicOur social status can be seen in the clothes we wear, the cars we drive, and, as one new survey points out, it can also be heard by the music we prefer. Thesurvey of 1,500 Millennials, ages 21 to 37, by TD Ameritrade, found that classical music listeners were the fruchtwein likely to feel financially secure out of all the music genre lovers.Classical music lovers feel the most financially secureClassical music is known for attracting older, well-educatedaudiences. This survey found that among younger classical fans, they felt well-versed in financial knowledge.Almost two-thirds of classical lovers surveyed said they were financially secure, compared to 59% of electronic music listeners, and 40% of 80s/90s listeners. Hard rock, rap, and country music listeners reported feeling the least financially secure. Classical lovers were also the most likely to say they invested in the st ock market, while country music listeners were the least likely to say the same.Millennials who listened to classical music rated their financial education as the highest out of any music group. Classical music listeners also needed the most income to feel happy at $171,000, while country music listeners needed the least income to feel happy at $58,000.The findings suggest that Millennials who love classical music also know the most about money having it and knowing how to get more of it.If you want to be seen as someone who has their finances in order, you may want to turn up the Bach.

Preparing for Your University Music School Audition

Preparing for Your University Music School AuditionPreparing for Your University Music School AuditionOne thing stands between you and your coveted university music school admission the audition. When you prepare, two things are key learning the material inside and out and building your confidence. The process can be intimidating, but dont let it shake you. You can ace your audition Learn the Requirements Every music school has its own requirements for auditions, and it is absolutely imperative that you learn the requirements front to back. These requirements will tell you important things about your audition, such as how long your performance should be and whether there are music or genre requirements you have to meet. Also, pay attention to whether or not your audition will take place in front of the judges or if you will be behind a screen. This information will be important as you decide how to dress for your big day. Prepare Your Music If the school has assigned music to perform, start learning it- and learning it well.If, on the other hand, you get to select a popsong of your own, choose carefully. Foremost, pick music that makes you feel comfortable in your own skin. Ideally, the selection should also showcase your abilities, fit the time you have for your audition, and be appropriate for the environment. If sight reading is part of your audition, practice playing random pieces of music to get into the habit. Be prepared to take direction during your audition. Usually, this isnt an indictment of your performance but rather a test to see how you adapt. Your music teacher can help you prepare for this part of your audition. Get Comfortable Performing By Yourself As important as it is to learn your music inside and out, it is equally important to get comfortable performing it in front of an audience by yourself. Perhaps you are experienced playing as part of an ensemble but havent necessarily had the occasion to perform on your own. It could be beneficial to seek out a venue or situation in which you can perform your music by yourself, maybe signing up for a spot at an open mic night or just getting your friends and family together and playing your heart out for them. Not only will this give you a chance to get some valuable feedback, but it will help you feel more at ease playing in front of a crowd on your own. The confidence you gain in these dry runs will serve you well during your real audition. Planning and Preparation Dont stay up all night practicing before your music audition. Going in with a well-rested mind will be much more beneficial to you. Dress comfortably but nice. Think suits, dresses, or skirts. Even if youre behind a screen during your audition, you never know who you will bump into in the hall. Dont wear anything that could impede your performance. As for the audition itself, it is important to be prepared for more than just the music. Make sure, for instance, that you know how to get to the auditi on room beforehand and leave yourself plenty of time. Double check that you have packed up everything you need for the audition before you leave home. Finally, dont second guess your preparation or choices once you are in the music audition location. You cant change any of those things now. Get out there and play your best, and be confident while doing it.

Execs feel 47% of their best talent will quit within 2 years of hire

Execs feel 47% of their best talent will quit 'within 2 years of hire' Execs feel 47% of their best talent will quit 'within 2 years of hire' New data from Eightfold shows that  CEOs and CHROs think that 47% of their best employees will quit “within 2 years of hire.” But overall, 78% of these executives think that “talent programs are very important for” their workplaces, but they seem to be getting a bad rap - 56% consider them “not very effective.”Eightfold partnered with Harris Interactive Media on the study - which has a detailed methodology - but keep in mind that 1,007 “CEOs or CHROs of companies with 1,000 or more employees” and 204 employees weighed in. That’s a pretty large scale.But the upcoming findings are just from respondents who are CEOs and CHROs, specifically.When executives think the best employees will leaveHere’s what the breakdown looks like: “Over 10 years:” 13% “5 to 10 years:” 11% “2 to 5 years:” 28% “1 to 2 years:” 24% “1 year or less:” 23% Where diversity falls short at big companiesHere’s where diversity is lacking at executives’ companies, according to them: “We can’t find enough qualified, diverse talent:” 40% “We struggle retaining diverse talent:” 38% “We lack career opportunities for 40-55 year olds:” 31% “We lack career opportunities for Millennials:” 23% “We can’t find enough people of color:” 23% “We can’t find enough women:” 22% But Ashutosh Garg, co-founder and chief executive officer at Eightfold.ai, commented on the research in a statement:“Executives have spoken and it’s clear that the diversity problem in talent management feels like it’s worse than ever … At the same time, we know that the quality of diverse candidates available today is unmatched.”Common hiring issues executives faceCEOs and CHROs broadly demonstrated that their companies have a variety of issues in the hiring department, reporting: “We face greater market competition for talent:” 42% “We lack available skilled staff:” 40% “We have difficulty retaining talent:” 39% “We see a skills shortage in the market:” 30% “None of these:” 13% A chilling finding from the report also shows that polled companies predict that an average of 792 open jobs won’t be filled within the next year.But just 22% reported their companies have put artificial intelligence, or AI, to use “for talent programs.”In the same vein, here are the top three  ways that CEOs and CHROs think that AI can help their companies in terms of “talent goals:” by “improving the talent acquisition process” (44%), “increasing talent retention:” (44%) and “reducing the time HR spends on admin tasks” (42%).Overall, 64% of leaders surveyed think that boosting “talent retention is important,” 57% think having a diverse workforce is crucial and 59% feel the same way about “creating a better experience for internal and external  candidates.”